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4 Beds
2 Baths

$425,000

31 Cottage Street, Monticello NY, 12701

Price per sqftN/A
Built in1930
Property typeMulti-family
Courtesy of Resort Realty, Alla Sienitsky Listing Contact: 845-791-5945

Overview

Active

Listed Aug 5, 2026

Updated Aug 21

Charming Mediterranean-Style Legal Two-Family Home, nearly 2000 sq ft with Oversized 400 sq ft Garage Welcome to this well-maintained Mediterranean-style stucco legal two-family home, ideally situated on a quaint residential street in the Village of Monticello. Offering excellent versatility for both owner-occupants and investors, this property combines character, functionality, and long-term value. The first-floor apartment features 3 spacious bedrooms, 1 full bath, a large living room, an eat-in kitchen, two welcoming foyers, and beautiful hardwood floors throughout. This unit has been lovingly maintained and is in great condition. The second-floor apartment offers one sizable bedroom, a bright and spacious living room, a kitchen, and a full bath, providing comfortable living. Outside, you'll find beautifully landscaped grounds with colorful flower gardens, a paved driveway, and an oversized one-car deep solid block garage, can fit 2 cars or ample space for a workshop, storage, hobbies, or additional utility needs. Whether you're looking for a primary residence with rental income to help offset expenses or a solid investment property with strong future resale potential, this home is an excellent opportunity. Conveniently located within the Village of Monticello, you'll enjoy easy access to shopping, dining, transportation, schools, parks, and all local amenities. Don't miss this unique opportunity to own a versatile and attractive two-family property in a desirable village location!

$2,828/mo

Est. mortgage payment based on a $425,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
1032198

Interior Features

Bedrooms
4
Bathrooms
2
Cooling
Yes
Heating
Yes
Basement
Yes

Exterior Features

Lot Size
0.17 Acres

Other Property Details

Taxes
$3,745
Tax Frequency
Annually
Garage
Yes
View
Yes
55+/Senior Community
No

Listings courtesy of OneKey MLS as distributed by MLS GRID

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Based on information submitted to the MLS GRID as of 9:49 PM UTC on 8/21/2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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